Overview

Fixed Interest Only Fixed Rate Amortizing Daily Floating Interest Rate Adjustable Amortizing Interest Rate Graduated Payments With Fixed Rates Step Payments With Adjustable Rates Principal Reduction Payment Flat Principal Payment With Interest Adjustable Interest Only Step Interest Only Payments

Interest Methods

30 Day Month / 360 Day Year 30 Day Month / 365 Day Year 30 Day Month / 365 Or 366 Day Year Actual Day Month / 360 Day Year Actual Day Month / 365 Day Year Actual Day Month / 365 Or 366 Day Year Actual Days From Last Payment Date / 360 Day Year Actual Days From Last Payment Date / 365 Day Year Actual Days From Last Payment Date / 365 Or 366 Day Year Quarterly Payment (90 Days) / 360 Day Year Quarterly Payment (Actual Days) / 360 Day Year Quarterly Payment (Actual Days) / 365 Day Year Quarterly Payment (Actual Days) / 365 Or 366 Year Semi-Annual Payment (180 Days) / 360 Day Year Semi-Annual Payment (Actual Days) / 360 Day Year Semi-Annual Payment (Actual Days) / 365 Day Year Semi-Annual Payment (Actual Days) / 365 Or 366 Year Annual Payment (360 Days) / 360 Day Year Annual Payment (Actual Days) / 360 Day Year Annual Payment (Actual Days) / 365 Day Year Annual Payment (Actual Days) / 365 Or 366 Year

Account Status

Commitment Current 1 Pmt Due 1 Pmt Late 2 Pmts Due 2 Pmts Late 3 Pmts Due 3 Pmts Late 4 Pmts Due 4 Pmts Late 5 Pmts Due 5 Pmts Late 6 Pmts Due 6 Pmts Late 7 Pmts Due 7 Pmts Late 8 Pmts Due 8 Pmts Late 9 Pmts Due 9 Pmts Late 10 Pmts Due 10 Pmts Late 11 Pmts Due 11 Pmts Late 12 Pmts Due 12 Pmts Late 12+Pmts Late ACH CCCS Skip Trace Status Active SubPerforming NonPerforming Law Suit Judgment Legal Judgment Judgment Bankruptcy Legal Bankruptcy Bankruptcy Claim Bankrupcty Chptr 7 Bankruptcy Chptr 11 Bankruptcy Chptr 12 Bankruptcy Chptr 13 Consolidation Pmt On Charge-Off Deceased Foreclosure Deed In Lieu In Repo Repo Deficiency REO Payments REO Bankruptcy Plan Stock Ownership Partnership Interest Svc By Other Guarantor Exchange Loan Payable Underlying Dummy Account Closed Assumption Repossession Voluntary Reassignment Reassignment Account Closed Refinanced Deed In Lieu Paid-Off By Bankruptcy Purchased REO / Not Sold Paid-Off / Satisfied Collection / Paid In Full Charge-Off / Paid In Full 1099-C Less Than Full Bal Transfer-Out Svc Retained Transfer-Out Svc Released Worthless Account Participant Pay-Off Sold PutBack Debt Settlement Sold REO Consolidation Charge-Off Write-Off Deceased Short-Fall Closed Partnership

Property Types

Raw Land SFR Lot Unzoned Lot Commercial Lot Apartment Building Gas Station Liquior Store Ship/Vessel Recreational Condominium Office/Condo Office/Warehouse Fourplex Mixed Use Church/Temple/Mosque Industrial/Office Student Loan Revolving Fitness Club Office Building External Debt Service Capital Replacement Other Existing Refinance Restaurant Acquisition Capital Expansion Working Capital Development Warehouse Unsecured Line Of Credit International Golf Course Rental Lease Lease/Option UCC Resort Industrial Commercial/Warehouse Marina Bakery School Supermarket Debt Consolidation Laundromat Car Wash Rooming House Hotel Motel Stock Ownership Mineral Rights Medical Office Medical Center Contractual Rights Corporation Marketable Securities Personal Property Equipment Drug Store Shopping Mall Duplex Mini Mall Retail Strip Center Business Park Office/Manufacturing Security Types Motorcycle Home Improvement Mobile Home Land Automobile Mobile Home & Land Boat Business Park Construction/Commerial Construction/Other Construction/SFR Construction/Units Construction/Take-Out SFR/House SFR/Remodel SFR/Refinance - Equity Out SFR/Refinance - No Cash Out SFR/Refinance - Improvement Townhome Co-op Multi-Family Shopping Center Religious Center Retail/Commercial Hospital Deficiency Judgment Deficiency Auto Loan Charge-Off Multiple Properties Country Club Deficiency Judgment Judgment Partnership Investment

Program Reports

Sign up now and begin enjoying money generating account status and other lucrative servicing benefits!

ITS EASY TO BECOME A CLIENT! Telephone: 1-800-729-3597

Loan Types

Account Class

Information

Files

Loans Investors Participants Partnerships Payees Insurance Payables Tax Parcels Sr/Jr Guarantors UCCs Judgments Attorneys Notes Old Addresses Skip Tracing Properties Investor Reports Trial Balance Interest Due Mailing Address Year-To-Date Report Amortization Schedule Daily Remittance Report Closing Remittance Report Collection Reports Callback Activity SkipTracing Delinquency Reports Pay-Off Statements Payment Coupons Collection Letters Billing Statements Note Pad Report Paying Trends Foreclosures Unpaid Fees Schedule/Actual Remittance Servicer Reports Trial Reports REO Balance UCC Expirations Acquisition Report Insurance Expirations Account Package Summary Monthly Payment Projection Maturity/Extension Expiration Portfolio Report & Analysis Account Status Report Payment & Recovery ARM/GPM Reports Indice Report Next Payment Adjustment Escrow Reports Escrow Transaction Report Parcel Tax Bill Expirations Escrow Payment History Escrow Balance Analysis Borrower Reports Payment History Account Profiles Mailing Address Amortizing Schedule Year-To-Date Report Reconciliation Balance Report Check Writer Prints Investor/Servicer Checks Prints Escrow/Vendor Checks Trust Reconciliation Report Check Number List Management Reports Property Report Suspense Report Commission Fee Report Partnership Trial Balance Payment & Remittance History Multiple Customer Accounts Present Value Annuity Holdback Report Journal Reports Expense Journal Receipts Journal Remittance Journal Profitability Report Collateral Payment Report Estimated Recovery Report Equity Activity Report Accountant Summary Report Schedule/Actual Closing Summary IRS Tax Reports 1098, 1098-E 1099-A, 1099-C, 1099-INT Electronic Filing

The LST loan servicing system is a Windows based, customizable and easy to learn.

The LST loan servicing system computes interest, principal, late, escrow and other charges for monthly payments, FODs, lump sum settlements, miscellaneous, partial charge-off and full account pay-offs.

The LST loan servicing system supports fractionalized investor check writing pools.

The LST loan servicing system sorts by account, groups, pools, investors, employees, etc... reporting keys.

The LST loan servicing system Management System searches exact key code file information for Excel and PDF export.

Transaction Codes

300 Normal Payment 301 Normal Payment - Unpaid Late Fee Not Included 310 Normal Payment - Late Fee Included 320 Normal Payment - Late Not Included 325 Normal Payment - Late Fee Short-Fall 326 Normal Payment - Partial Late Fee / Waive Short-Fall 330 Normal Payment - Waive Late Fee 340 Normal Payment - Unpaid Fees Included As Carry-Over 344 Interest Reserve Payment & Remittance 345 Guaranteed Investor Remittance 346 Payment - Void Remittance Records 350 Normal Payment - Void Remittance 360 Payment To Lender 370 Distribution To Partners 385 Partial Release / Principal Pay-Down 390 Pay-Off - No Prepayment Penalty 394 Pay-Off - Shortage Of Balance No 1099-C 395 Pay-Off - Prepayment Penalty Amount 398 Pay-Off - Partial Charge-Off (Forgiveness Of Debt) 399 Pay-Off - Write-Off (Forgiveness Of Debt) 400 Close Escrow Account/No Remittance Record 401 Open Escrow Account 402 Installation 403 Funding 404 Acquisition 405 Late Fee 406 Contra Adjustment 407 Other Amounts Added To Suspense Balance 408 Other Income 409 REO Income 410 NSF Fee 412 Extension Fee 415 Recording Fee 420 Forwarding Fee 425 Foreclosure Fee 430 Reconveyance Fee 433 Principal Draw (Debit) 435 Principal Payment (Credit) 437 Principal Capitalized (Debit) 438 Accrued Principal Pay-Down (Credit) 439 Non-Accrued Principal Pay-Down (Credit) 440 Odd Interest Payment 445 Prorated Interest Payment 449 Refund 455 Contingent Interest 460 Extension Fee 470 Adjusting Entry - Credit Principal / Debit Interest 475 Adjusting Entry - Credit Interest / Debit Principal 493 Escrow Contra Adjustment Payment 494 Escrow Contra Adjustment Balance 495 Account Balance Adjustment 499 Document Fees 500 Interest Earned On Escrow Balance 505 Miscellaneous Escrow Payment 507 Other Refund 508 Tax Refund 509 Insurance Refund 525 Investor Buy-Out Transaction Payment 530 Transfer Fee Payment 535 549 Partial Principal Charge-Off 550 Principal Charge-Off 557 Exchange 558 INREM 559 Real Estate Lien 601 City Tax 602 State Tax 603 Water Tax 604 County Tax 605 Township Tax 606 School District Tax 607 Real Estate Tax 608 Other Government Tax 609 Road Tax 610 Accrued Interest 611 Overpayment 612 Road Fee 613 Sewer Tax 614 Road Maintenance 615 616 618 Village Tax 629 Vandalism Insurance 630 Replacement 631 Improvement / Repair 632 Homeowners Other 633 Miscellaneous Other 634 Small Business 635 Rent 636 Payment On Senior Mortgage / Trust Deed 637 Payment On Junior Mortgage / Trust Deed 639 Management Distribution 648 Appraisal Fee 649 Commitment Fee / Points 650 Bank Fee 653 Unapplied Payment Amount 659 Insurance Premium 660 FHA Insurance 661 Flood Insurance 662 Hazard Insurance 663 Liability Insurance 664 Earthquake Insurance 665 Credit Life Insurance 666 Mortgage Insurance 667 Life Insurance 668 Disability / Accident & Health 669 Forced Placed Insurance 670 Fire Insurance 675 Escrow Balance Pay-Off Only 676 Escrow Charge-Off 680 Transfer Fee 695 Unsecured Payment 696 Deficiency Payment 697 Miscellaneous Charge-Off 698 Other Income 699 700 705 719 Reimbursement Of Short-Fall / Carry-Over 720 Short-Fall / Carry-Over Expense To Investor 721 Accounting Expense 722 Corporate Tax Expense 723 Annual Report Expense 724 BPO (Broker Price Opinion) 725 Distribution To Partners Expense 728 Inspections 729 Commission 730 Title Expense 731 Locks Expense 732 Weatherization Expense 733 Clean-Up Expense 735 Mortgage Servicing Fee 740 Co-op Maintenance 741 Co-op Expense - Other 745 Condo Common Charges Expense 750 NSF Expense 755 REO Expense 760 REPO Expense 765 Crew Expense 770 Prop Expense 775 Legal Expense 780 Other Expense 785 Miscellaneous Expense 790 General Repair Expense 791 Electrical Expense 792 Plumber Expense 793 Painting Expense 794 Utility Deposit 795 Utility Expense 796 Title Expense 797 Lawn Care 798 799 800 801 FED-EX Expense 802 Medical / Dental Expense 803 Accounting Expense 804 Office Supplies 805 Telephone Expense 806 Political Contributions 807 Telephone 808 Charity 809 Credit Bureau 810 Parking 811 Computer Maintenance Expense 812 Entertainment 813 Health 814 Travel 815 Officer Expense 816 Parking 817 Meals 818 Tickets 819 Commission / Broker Fees 820 Seminar 821 Due Diligence 822 Wrap Payment 823 Salary Expense 824 Senior / Junior Payment 825 Payroll Taxes 826 Payroll 827 Outside Collector Expense 828 829 Hospitalization Expense 831 LLC / LLP Fee 832 Environmental Fee Expense 833 Bank Transfer Office 834 835 Income Taxes 836 837 Reimbursement Hospitalization Expense 839 Reimbursement Salary Expense 841 Reimbursement Office Expense 842 843 Management Fees 844 845 Service Fee 846 847 Auto Expense 848 849 Foreclosure Costs 850 851 Bank Transfers 852 853 Office Equipment 854 855 Building Improvement 856 Filing Fees 857 Bank Principal Payment 860 899 Loan Fees

Request Contact

Address:
City:
State:
Phone:
E-mail: Company:
Name:
Comments: